IMPORTANT — PLEASE READ
PERSONS OR PARTIES COVERED
PERSONS EXCLUDED FROM THIS WEBSITE ARE STILL COVERED
VIEWING AND/OR USE AND/OR COMMUNICATION IS CONSTRUED AS ACCEPTANCE OF THE TERMS OF THIS POLICY
ABOUT THE PERSONAL INFORMATION THIS WEBSITE COLLECTS AND HOW IT IS USED
This Site routinely collects information about its visitors, subscribers, members, and customers. This information is obtained in various ways, such as:
VISITOR, SUBSCRIBER, MEMBER, OR CUSTOMER INFORMATION OBTAINED FROM ‘REGISTRATION’
Registration means that the Visitor, Subscriber, Member or Customer takes active, positive steps to communicate information to this Site. This can include pages or ‘pop ups’ where you register on the Site or for a newsletter or subscribe to a mailing list; it can include your participation in surveys; it can include requesting information from the Site via email, mail, or courier; it may be from joining a Verified, Accredited or Certified program or other membership organization, paid or unpaid; it may be from ordering a product.
Occasionally complete credit card information may be provided to the Site via fax or a fill-in form rather than regular secure merchant service processing. This information is kept at the highest level of security and is never divulged to anyone except the merchant service provider or for the purpose of communication with the customer.
Online ordering via SSL encrypted communication provided by shopping cart services supporting merchant service companies like Visa, PayPal, PayGate and Master Card provides information to the Site but does not provide complete credit card numbers. In the process of online ordering, the customer provides, name, address, city, state, email address, phone number, CVV2 (back of card) number, and, occasionally a member password. You should consider all this information available to the Site. This information is used to deliver the product, but under the Purchase Agreement you also approve its use for general solicitation purposes.
VISITOR EMAIL ENQUIRIES
CUSTOMER EMAIL OR TESTIMONIALS
If you are a customer and send an email to the Site, or if you communicate with the site by phone or mail, the Site collects information about your communication and by communicating with the site you give your permission to collect, archive, retrieve, and otherwise use any information collected as the site sees fit.
Any communication which, in its sole discretion, the site deems to be a testimonial, may be publicized for commercial purposes.
INFORMATION OBTAINED FROM VISITOR INTERACTION WITH BANNERS, POPUPS, OR SITE ADVERTISERS
Visitors clicking on banners or pop-ups or hyperlinked advertising, appearing on this Site must assume that information is being collected about them. This site is not responsible for the use of information collected in such a fashion. Visitors must assume that (1) information will be collected, (2) that cookies will usually be placed on their hard drive, (3) that the Site takes no responsibility over the accuracy or content of advertisers.
INFORMATION OBTAINED FROM REFERRING EMAIL OR REFERRING URLS
If you send a friend or work colleague an email from this site or if you send the url or one of our web pages to a friend or work colleague, you must assume that some data is collected about your IP address or your email address and that of your friend or work colleague. You must assume that referred emails or web pages may appear to come from your email. You must accept fully responsibility for referring pages or email to a friend or work colleague and agree to indemnify this site for any damage, intentional or unintentional that results from said referrals.
INFORMATION OBTAINED FROM VOLUNTARY VISITOR, SUBSCRIBER, MEMBER OR CUSTOMER SURVEYS
Unless otherwise specified in the survey, you must assume that any information provided to the Site as part of a survey in which you participate may be used for general solicitation for commercial purposes and that such information will be shared with joint venture partners, consultants, and affiliates or used by the site itself for product and service design or solicitation purposes.
INFORMATION OBTAINED FROM ELECTRONIC MEANS AND ‘COOKIES’
Many websites, including this one, collect information about your computer, your email address, your IP address. You must assume that your web-viewing or web-use activity is monitored, tracked, and information collected. This information is not usually of a personal nature, but it may help define your viewing habits and product preferences even though the Site may or may not have any idea who you are.
“Cookies” is web jargon for bits of computer code placed on your hard drive. Websites use this to keep you ‘logged in’, to keep track of search criteria, to monitor use, to password protect use of the site or use of products sold by the site. Cookies can also be used to obtain information about your computer configuration or your use of your computer.
Cookies can be used to electronically gather information about you. Again, it may or may not be personal information, but it is information and by using this site you are expressly giving permission to use ‘cookies’ and to use the information gathered from their use to benefit you. You also give permission to collect, archive, retrieve, and use any information collected for product design, product offers to you, and general commercial solicitation purposes by this site or joint venture partners, affiliates, and marketing organizations.
HOW INFORMATION MAY BE USED
The use of information as described below may or may not be how information that is collected is customarily used by this site. Actual use of any information collected may be used quite conservatively. You must assume that information collected is shared with other persons or entities for communications by, and from, the Site but only through established channels of communication from the Site. This type of shared information may include your name, address, phone number, email address and buying habits, as well as other information. This information is secure with us and will only be used for communications by, and on behalf of, GBS World, Knowledge Executive, Genesis Global Business Services and our partners and co-sponsors.
Finally, we may also share your Personal Information to comply with applicable laws and regulations, to respond to a subpoena, search warrant or other lawful request for information we receive, or to otherwise protect our rights.
INFORMATION THAT IS NOT SHARED
Credit card numbers or other financial information is not usually known to the Site. However, in the event that it is made known, that information is never revealed to anyone except to processing authorities or law enforcement agencies. However, the provider of such information gives express permission to use it in fraud investigation or for litigation.
BULLETIN BOARDS AND PUBLIC FORUMS
Visitors, subscribers, members, or customers who use any site provided bulletin boards or other public forums, such as chat rooms, do so at their own risk. You may not assume that the site monitors these services or protects you in any manner from information you post publicly or share with anyone else via these services.
By providing to this Site information that forms the basis of communication with you, such as an email address, you waive all rights to file complaints concerning unsolicited email or spam from this Site since, by providing such information, you agree to receive communication from us. However, all email communication with you shall contain an ‘unsubscribe’ link where you may notify the Site that you no longer wish to receive solicitations or information from the Site and your name will be removed from the general database.
DO NOT TRACK
Please note that we do not alter our Site’s data collection and use practices when we see a Do Not Track signal from your browser.
When you place an order through the Site, we will maintain your Order Information for our records unless and until you ask us to delete this information.
This Site takes measures to protect its data that contains information related to you. However, as a consideration for viewing this site or interacting with this site in any manner, you waive all claims of any nature against this site concerning the loss, alteration, or misuse of information or data.
If you are a European resident, you have the right to access personal information we hold about you and to ask that your personal information be corrected, updated, or deleted. If you would like to exercise this right, please contact us through the contact information below. Additionally, if you are a European resident we note that we are processing your information in order to fulfill contracts we might have with you (for example if you make an order through the Site), or otherwise to pursue our legitimate business interests listed above. Additionally, please note that your information will be transferred outside of Europe, including to South Africa and the United States.
The Site is not intended for individuals under the age of 16 years of age.
QUESTIONS, COMMENTS, OR REPORT OF INCIDENTS
You may direct questions, comments or reports to: email@example.com
For more information about our privacy practices, if you have questions, or if you would like to make a complaint, please contact us by e-mail at firstname.lastname@example.org or by mail using the details provided below:
400 16th Road, Midrand, Gauteng, 1685, South Africa
In no case shall the Visitor, Subscriber, Member or Customer have the right to go to court or have a jury trial. Visitor, Subscriber, Member or Customer will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator’s decision will final and binding with limited rights of appeal.
The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.
Visitor agrees that the applicable law to be applied shall, in all cases, be that of the state of the Site owner(s).